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Patrick's blog archive

2023 (1) 2019 (3) 2018 (2)
Patrick Bermingham

Patrick Bermingham

CEO at Adflex
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Bio Patrick Bermingham is CEO at Adflex. He has over 20 years' experience in the payments industry, overseeing the growth and development of Adflex as a premier B2B payments service provider. Career History Prior to Adflex, Patrick specialised in ERP system design and development primarily targeting mail order and national distribution sectors.


Trends in Financial Services

What trends will dominate the B2B payments world in 2024?

01 Dec 2023

In with the old, as good as new The first use of a commercial card for a B2B payment was recorded by the travel industry in 1937. Yet nearly a century later, commercial cards are still not a widespread B2B payment method. Why? They are often hampered by security concerns, supplier acceptance, and incompatibility with existing financial systems. As...


Virtual Cards for Business Payments: What’s the Hold Up?

16 Sep 2019

From workforce expenses to high value transactions between buyers and suppliers, the market that supports the initiating and acceptance of card-based business payments is big and growing. According to Mastercard, Visa and American Express, commercial card payments hit a five year high of US $2 trillion[1] in 2018. Companies that cater to these typ...

Payments strategies 2015-2020-2030

APMs for B2B payments...Buzzword or next big thing?

01 Jul 2019

Despite delivering convenience, speed and a better user experience in the consumer payments market, alternative payment methods (APMs) feature less prominently in the world of B2B transactions. It’s high time this changed. To understand why APMs are become increasingly important in B2B payments, let’s first clear up some confusion: What are APMs? ...

Innovation in Financial Services

Invoicing in the IoT: why connections are key to maximising business value

17 Jan 2019

Start-ups and established companies alike are increasingly interested in the industrial internet of things (IIoT), but many are missing a trick when it comes to payments. Businesses face many challenges when designing and implementing their own IoT payments solutions, most notably serious security risks and a lack of interoperability - and just on...