Elina Mattila

What do Banks Need to Know About Virtual Currencies Right Now?

26 Apr 2019

Outside of the main financial services realm, a multi-billion-dollar global virtual currencies market has rapidly evolved and continues to gather pace. But, whilst virtual currencies have been ‘on the list’ of banks for some years, to date most have taken a hands-off approach. This is now changing. Some of the larger financial institutions are beg...

Banking Strategy, Digital and Transformation

The Way You Make Me Feel - Highlights from Mobey Day 2018

20 Dec 2018

Banking is not just about money. According to Lorenz Jüngling from The Isle Ventures, it is also about users and, most importantly, their emotions. And, as Danske Bank’s Guri Hanstvedt commented, the power of emotions should not be underestimated. Challenger banks and fintechs understand this instinctively. Their products are designed around user ...

Quantum Leap: How will banks cope with tomorrow's tech?

30 May 2018

Last century, one of most dramatic changes to the banking ecosystem was the integration of digital technology, both with back office and customer-facing systems. Today, we are entering a whole new phase. Customer demographics are shifting as technologies evolve, giving rise to a digitised market dynamic and a new playground for financial services,...

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Fintech

Mobile wallets in India: What the world can learn

02 Mar 2018

India’s emergence as a digital payment powerhouse is an unlikely story. Until recently, cash accounted for 95% of transactions, 85% of workers were paid in cash, and 70% of online shoppers chose ‘cash on delivery’ as their preferred payment option.[1] Yet, the Indian mobile wallet market is set to grow by 150% over the next five years, with transa...

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