Lisa Gutu

Lisa Gutu

VP of Sales at Yapily
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Bio Lisa is an expert in the Open Banking and PSD2, being part of the movement and contributing to the various working groups for the past 8 years. Lisa had various C-level and VP-level roles in Open Banking and Corporate APIs startups. Currently, Lisa is VP of Sales at Yapily.


The future of Payments in Europe

Variable Recurring Payments - the whats and the whens around the hottest topic in payments

18 Jan 2022

Open banking payments are already shifting the way consumers and businesses pay and get paid. And the numbers are starting to finally back up the open banking hype with over 3 million successful payments within the UK, in November 2021 alone (compared to 4 million in the entire 2020). While open banking has been leading major disruptions in digita...


Open Banking

Building a PSD2 compliant channel: challenges and opportunities for financial institutions

30 Jun 2020

PSD2 obliges ASPSPs including banks, e-wallets, prepaid cards and other companies that offer payment accounts to provide at least one channel for secure communication with third party providers (TPP). Even neobanks or e-money institutions, including their agents, have to provide such channels with sandbox environments published 6 months before goi...

Open Banking

3 reasons why lending companies should use open banking

22 Apr 2020

The financial environment is changing significantly in Europe and beyond, putting pressure on the lending market. Current conditions raise demand for instant credit products which forces lenders to go digital. Lenders are faced with a serious challenge to ensure business continuity. They need to create a mechanism that allows the assessment of bor...


Open Banking

The eIDAS Challenge for TPPs under PSD2

13 May 2019

PSD2 requires that Account Servicing Payment Service Providers (ASPSPs) shall design their channels in such a way so that Third Party Providers (TPPs) are able to identify themselves when accessing these channels. The ASPSP shall be able to recognize that it is a particular regulated TPP accessing the account and not the end-user himself. Article ...