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Carlos Figueredo

Carlos Figueredo

CEO/Founder at Open Vector Limited
Message Message me Posts: 11 Comments: 9
Bio As the CEO/Founder of Open Vector Ltd we provide the industry with the only experienced team to deliver an Open API solution across a country banking sector. This experience was gained through the Open Banking UK initiative where Carlos was the Head of Data Standards. Career History Previous Head of Data Standards UK Open Banking Implementation Entity. Lead programs in integration and payments standardisation at HSBC, Barclays and Credit Suisse. Was global head of financial messaging for CITCO Group in Ireland. Worked for SWIFT US and head of SWIFT Banco Bisel in Argentina.


Open Banking

Open Banking - Comments on CMA Year 2 Report

24 Jan 2020

Last week, the CMA released a report on the status of open banking after 2 years in place in the UK. This blog will reflect and challenge the comments from the blog “Open Banking year two: Insights from the CMA9” and what the various banks perceive as progress. To set the tone, none of us who were part of the original team under the first trustee a...


Open Banking

Open Banking - An opportunity for UK banks

14 Jan 2020

The appearance of open banking created an immediate concern within the banks as they would now have to share customer data, competition from challenger banks, etc. Even though it is a well-known statement these days that “innovation will come with or without the banks” most banks (if not all) are still thinking that innovation will not affect them...

Open Banking

Open Banking - Big Tech’s in Banking? Nothing New.

06 Jan 2020

Open Banking – Big Tech’s in Banking? Nothing new. There was a very strong article last week titled “Big Tech’s Invasion of Banking” which illustrates how Silicon Valley is waking up to the benefits of going after the financial sector. The one thing that creates risk is regulation and how to control their movements but the scariest thing by far is...

Open Banking

Open Banking - A Challenge for the U.S.

30 Dec 2019

In a December 20th article titled, “Without Open Banking regulation, banks and fintechs clash in the US” (*), we get a taste of the first issues that are arising in the U.S. of trying to work in a somewhat open banking space without regulation. One of the issues mentioned in the article relates to aggregators in the U.S. being blocked by banks tha...

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