Bigger than Technology

Start-Up Branding In Fintech

19 Oct 2022

Fintech start-up brands are an attractive and challenging area of conversation. Who doesn’t like to talk about brands? On the other hand, how well have fintech brands done? Digitalisation in fintech start-ups is focused on features, functions and cliches. People use features and functions and are sought to be persuaded by cliches. But they consum...

After hours

That Old Issue Of Cash

19 Oct 2022

it is probably not the fullest picture that those use cash and frequent ATMs are not digital friendly or are but haven't fully embraced digital. But that is not the point. We need to address the why of digital(that would need an essay of essays, but let's be economical). If we go back to SMS banking and then move onto Internet banking, with which ...

Cryptocurrency Insights

Crypto Exchanges-A Change from Everything We Knew

12 Mar 2021

Dear Friends, Are crypto exchanges a global or local phenomenon? And how should investors evaluate them? I decided to pursue this question because crypto exchanges are bending the usual conventions around venture capital investing. First, it is very difficult to draw a comparison with traditional exchanges and brokerages. These are mostly local. O...

1

Banking Strategy, Digital and Transformation

Covid, Lending and The Road Ahead

14 Dec 2020

As we approach 2021, access to money represents both a challenge and opportunity. Companies need access to capital and in the short term, to loans. The latter may be required at increasing frequency if healthcare problems on the ground overwhelm societies. Resilience and responsiveness are key. There is a general consensus about digitisation. But ...