A white paper for banks and their customer from Lipis Advisors on behalf of Expertus which explores the issues facing transaction banks in a rapidly changing payments landscape.
Almost 20 countries around the world have implemented real-time payment systems to enable instant transfers between banks. These real-time systems typically use modern technology, IT architectures, and data standards capable of extensive remittance information and global interoperability.
The development of real-time payment systems is one way that banks can help meet the needs of their customers. But as interbank infrastructures evolve, banks will need to modify or supplement their internal IT systems to take full advantage of the speed, reliability, ease of use, and security that modern payment systems (and payment habits) require.
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