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Source: Deutsche Bank

The time is ripe for established banks to transform themselves into digital platform-based ecosystems, says Deutsche Bank.

With their current digital strategies the banks will not achieve the resounding success that will enable them to hold their own in the medium to long term.

Not only certain business models, distribution and communication channels, products, services and processes, but especially the ways data are handled need to be rethought and redesigned.

Implementing a fundamental reform attuned to the digital age will provide the opportunity for traditional banks to learn and adopt the strengths and particularly the monetarisation strategies (walled gardens) of the successful digital ecosystems.

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