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The EU e-Identity parade

The EU e-Identity parade

Source: Deutsche Bank Research

Can electronic IDs bring about an internal market for cross-border financial services asks Deutsche Bank Research.

E-government and online shopping are on the increase, but the use of cross-border financial services still lags some way behind.
At the European level a number of electronic identity cards (eIDs) and the qualified electronic signature (QES) do already exist. Together they possess the potential to form another of the foundations of the internal market for financial services – especially for opening accounts.
The future of e-services hinges on two mutually reinforcing developments: harmonising the diverse regulatory regimes across Europe and boosting acceptance among the general public.

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