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Alisa Dicaprio

Looking Ahead: The Digital Economy in 2024

2023 has seen the world’s financial institutions take steps toward creating an enduring digital economy. Continued global investment in digital assets technology, improved interoperability (via public...

22 Dec 2023
David Newns

Blockchain Technology: The Future of Finance or a Distant Dream?

Blockchain has emerged as a transformative force, promising to reshape the very foundations of capital markets. As we navigate through this era of unprecedented innovation, it becomes imperative to un...

22 Dec 2023
Blockchain in Banking and Financial Services
Sabiq Ahamed

Modular architecture in Crypto Exchanges - Science behind

In the dynamic world of crypto exchanges, where innovation is the currency of progress, the concept of modular architecture stands tall as a pivotal force shaping the landscape. This article endeavor

22 Dec 2023
Cryptocurrency Insights
Raktim Singh

Digital Mortgage

A Digital Mortgage uses technology to connect with borrowers at every stage of the lending process, irrespective of where they are. This type of mortgage reduces costs, eliminates the manual process, ...

22 Dec 2023
Digital Banking, Mortgages and Savings
Ameesh Divatia

How Financial Services Companies Secure Data in a RAG GenAI Environment

Few industries have the competitive pressure to innovate — while under as much public and regulatory scrutiny for data privacy and security — as the financial services sector. So, as companies impleme...

22 Dec 2023
Artificial Intelligence and Financial Services
Tareq Shaheen

Open banking must step up its fraud prevention

Through open banking, the European Union continues to embrace its interconnected financial ecosystem; connecting, collaborating and sharing customer data instantly. Yet, the risk of fraud looms larger...

21 Dec 2023
Zain Saidin

Real-Time Payments in the Regulatory Landscape

Real-time payments are driving digital transformation and have become a key focus area for financial services across industries. As businesses continue to invest in tools to improve customer experienc...

21 Dec 2023
John Bertrand

Reimbursement of APP Scams: Boost for consumers/SMEs

The Payment Systems Regulator issued Specific Requirement 1 on the Faster Payments Scheme Operator (Pay.UK) to insert APP scam reimbursement into Faster Payments. The timetable as follows: Action Fina...

21 Dec 2023
Banking Strategy, Digital and Transformation
Konstantin Rabin

Risk Management in Fintech: Utilizing APIs for Comprehensive Financial Analysis

The fast-paced world of financial technology, or fintech, has redefined the way financial institutions function, ushering in a new era of efficiency and creativity. But with this transformation comes ...

21 Dec 2023
Robert Houghton

Top four compliance trends to watch in 2024

As financial institutions gear up for the next 12 months, it’s time to reflect on the key trends and developments, considering how they’ll shape the year ahead. While the financial landscape is consta...

21 Dec 2023
Financial Services Regulation
Nigel Semitecolos

Wealth Management in the UK - Part III

In my series so far, I have explored the digital hybrid advice and the underlying data requirements that are driving strategies for Wealth Managers as they look to the future. In this third and final ...

21 Dec 2023
Kalin Kalinov

The Rise of Crypto in Everyday Transactions: Beyond Investment

Satoshi Nakamoto, the pseudonymous Bitcoin inventor and developer, published the white paper "Bitcoin: A Peer-to-Peer Electronic Cash System" in 2009. In it, Nakamoto presented an idea for a...

21 Dec 2023
Bitcoin payments

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