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Sandra Alzetta, head of mobile business unit, Visa Europe discusses the key to successful banking apps and the future of NFC for payments.
Payment apps do have to be secure and easy to use, they also have to have the perception of being secure. Unfortunatly NFC still broadcasts data, so the perception be it with contactless (rightly or wrongly) is that it cannot be that secure. The same challenge
is there for NFC payments from a mobile phone.
No matter what people predict for NFC etc. the issues are still there, security perception, hardware requirements, different 'formats' and the issue that the iPhone still doesnt support NFC. Even if it did, I don't believe Apple would support it in an "open
payment" loop fashion.
I personally feel that the future of payment apps is not technology as such, rather what else can payments deliver to a business and to a consumer. After all, payments as a process isnt something that needs solving, merchants can already easily take payments
off of their customers...
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Sami Uski, Head of Business Development, Banking, Tieto, speaks at NextGen Nordics 2018 in Stockholm about Open Banking, what will be the main factors influencing the development of Open banking and APIs, and with less than a year since PSD2, whether banks have adapted to the regulation.
Fredrik von Roth, Key Account Manager, Bankgirot, speaks at NextGen Banking Nordics 2018 in Stockholm about the key components for banks and organizations trying to keep up with client's increasing demands, some examples of successful, agile product development and what’s driving the dramatic transaction volume increase in the payments market.
Saskia Devolder, Head of Western and Central Europe, SWIFT, speaks at SOFE 2018 in Amsterdam about the transformation underway in European Payments as a result of the Eurosystem and others setting a clear timetable for market infrastructure renewal, whats driving this, and how the industry is responding.
Tabitha Cooper, Innovation Manager, Intrapreneur, Lead Business Developer, Nordea, speaks at NextGen Banking Nordics 2018 in Stockholm about how to create a culture change that customers can subscribe to, how a culture change programme changes a business and how this is addressed within a bank.
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