At Sibos 2025 in Frankfurt, Oliver St Clair-Stannard, VP, Payments AI Strategy & GTM, RedCompass Labs, explains how banks can shift from human-built to Built-By-AI (BBAI), safely automating the complex change processes behind payments systems. He makes the case for expert trained Applied AI over generic co-pilots, and shows how measuring BBAI helps institutions modernise faster, with greater accuracy, control and auditability.