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UK Finance develops model clauses for variable recurring payments

UK Finance develops model clauses for variable recurring payments

Pomelo raises $35m for credit-building remittance product

Pomelo raises $35m for credit-building remittance product

UniCredit rolls out accessible cards for visually impaired

UniCredit rolls out accessible cards for visually impaired

Apple offer to open up NFC payments access set for EU approval - Reuters

Apple offer to open up NFC payments access set for EU approval - Reuters

FCA turns the microscope on Big Tech

FCA turns the microscope on Big Tech

Central banks embark on tokenisation project

Central banks embark on tokenisation project

EBAday 2024: The future of CBDCs, tokenised deposits and stablecoin adoption

EBAday 2024: The future of CBDCs, tokenised deposits and stablecoin adoption

TabaPay to acquire assets of bankrupt BaaS provider Synapse

TabaPay to acquire assets of bankrupt BaaS provider Synapse

Retail investment app Midas raises $45 million

Retail investment app Midas raises $45 million

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Sehrish Alikhan

What Gen Z want from UK fintech

Sehrish Alikhan - Reporter, Finextra
Latest TV
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2928
Interviews live to view now
Project Nemo: Pioneering Disability Inclusion in Fintech
/inclusion

Project Nemo: Pioneering Disability Inclusion in Fintech

Live at IFGS 2024, Joanne Dewar, Project Lead at Project Nemo, discusses Project Nemo’s innovative initiative driving disability inclusion in fintech. With one in five individuals having disabilities, this project connects fintech firms with specialized service providers to promote awareness and change. We discuss upcoming workshops and events aimed at providing practical resources for inclusion efforts, aiming to set a new standard for inclusivity across industries.

19 Apr
Thriving futures: The consumer benefits to Bank & Fintech partnerships
/payments

Thriving futures: The consumer benefits to Bank & Fintech partnerships

Anita Paju, Head of Customer Success at LHV, sheds light on the pivotal role European banking providers play, the significance of collaborating with fintechs, and the dynamic changes seen currently in the financial landscape at MPE 2024. We discuss payments infrastructure, the value of partnering with fintechs, and explore LVH’s future priorities aimed at enhancing infrastructure and broadening services to cater to consumer needs.

19 Apr
Everybody in the room: Moving fintech forward
/inclusion

Everybody in the room: Moving fintech forward

Lou Smith, Chair of Innovate Finance, discusses fintech's evolution in the past decade and its impact on consumer behaviour and industry collaboration. From challenger banks to widespread fintech app usage, we examine transformative trends like Open Finance, and amidst the challenges 2024 brings both nationally and internationally, we highlight opportunities for sustainable growth, charting a course towards fintech's fruitful future.

17 Apr
Unveiling Fintech's Future: The innovations and regulations making change
/payments

Unveiling Fintech's Future: The innovations and regulations making change

During UK FinTech Week at IFGS 2024, Gurdeep Singh Kohli of Standard Chartered Ventures, discusses the impact of digital disruptors on UK FinTech, citing regulatory support and funding as key drivers. He highlights Challenger banks' success in improving client experiences and addressing SME needs. We look at approaches to innovation, emphasizing experimentation and the importance of security in emerging technologies like digital assets and artificial intelligence.

19 Apr
Events
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75
Webinars available to view on demand
44
Events in past year
15997
Registered delegates
NextGen Nordics 2024 | In-person conference

NextGen Nordics 2024 | In-person conference

23 Apr 2024 » Stockholm, Sweden

23 April 2024 | Stockholm, Sweden

Registered: 461

Webinar - Instant payments and their impact on the fraud landscape

30 Apr 2024

Online

Webinar - Instant payments and their impact on the fraud landscape

How can banks reassess their prevention strategies in the face of unprecedented levels of fraud?

Registered: 498

Webinar - Cross border payments: Hitting G20 targets for speed, cost, and transparency

09 May 2024

Online

Webinar - Cross border payments: Hitting G20 targets for speed, cost, and transparency

How can SaaS support multi-lateral cross border platforms and intelligent routing?

Registered: 207

Online learning

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Madhvi Mavadiya

What will the UK climate fintech space look like in 2035?

Madhvi Mavadiya - Finextra Research
Community
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20,983
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108
New blog posts in last month
Digital Banking Trends 

Design Thinking in Banking: A Blueprint for the Superior Customer Experience

Alex Kreger

Alex Kreger - UXDA - Riga

Data Management and Governance 

Why those in financial services must spring clean their customer databases

Barley Laing

Barley Laing - Melissa - London

Artificial Intelligence and Financial Services 

AI is the perfect tool for banks to remain competitive with fintechs

Roman Eloshvili

Roman Eloshvili - XData Group - Tallinn

Trends in Financial Services 

How digitalization and generation change are driving the development of the wealthtech industry

Max Koretskiy

Max Koretskiy - Blackshield Capital Group - London

Data analytics in stock selection: Unlocking market potential

21 Apr

A strategic approach to expanding their distribution channels to grow deposits

19 Apr

All Markets Rise: Maximising Exchange Profit by Modernising Across All Sectors

19 Apr

Future of Payment Review – six-months on – APP Fraud

18 Apr

The truth behind insurance customer reviews on Google and Trustpilot

18 Apr

Elsewhere...

  1. Computer Weekly

    Lords to challenge controversial DWP benefits bank account surveillance powers

  2. The Independent

    Lloyds Bank’s ‘inclusive language’ guide veers to wilder extremes of woke

  3. Yahoo! Finance

    Millions more in cash needed to fund UK’s open-banking watchdog

  4. Bank Underground

    New money, old money

  5. The Cobden centre

    Is the assumption of money neutrality valid?

The long read
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Scott Hamilton

Will embedded finance change UK fintech by 2035?

Scott Hamilton - Contributing Editor, Finextra
Shared

  1. Design Thinking in Banking: A Blueprint for the Superior Customer Experience

  2. Blair Institute sets out 'progressive vision' for fintech

  3. Canada's real-time payment system won't launch before 2026

  4. Central banks embark on tokenisation project

  5. Report calls for more support for female founded fintechs

Discussion
EBAday 2024: The future of CBDCs, tokenised deposits and stablecoin adoption
Jeremy Light

Jeremy Light

  "we must not forget the contribution that retail central bank money has made to monetary and financial stability." The BoE ties itself in knots trying to justify a retail CBDC - in the same speech the deputy governor admits that cash has dropped from around two-thirds of transactions twenty years ago to 14% in 2022. This drop has had no impact on monetary or financial stability and it demonstrates consumers have no preference for central bank money over commercial bank deposits (and I doubt most have any idea of the difference risk profiles of the two). In the past, cash was a source of instability as it provided a mechanism for a bank run, with depositors able to withdraw their savings en masse. Nowadays, if a bank is in trouble depositors are highly unlikely to withdraw cash at scale but instead transfer deposits electronically to other banks (as happened with Northern Rock in 2008) - the banking system may freeze up for a while as banks refuse to lend reserves to each other when large volumes of deposits are transferred between banks, but the total value of deposits in the banking system remains the same and locked-in without cash withdrawals. A retail CBDC would reintroduce this stability risk if depositors are able to withdraw deposits instantly out of the banking system electronically into a retail CBDC, causing a run on multiple banks. The interesting aspect of this speech is that a wholesale CBDC is gaining traction in the BoE's plans. A wholesale CBDC is in the sweetspot of a central bank and has some real benefits - hopefully the BoE will focus more on a wholesale CBDC and quietly kick the retail CBDC idea into the long grass. 

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Lloyds warns against fraudsters on Booking.com and Airbnb
Ketharaman Swaminathan

Ketharaman Swaminathan

  Actually, the more open bank accounts become, the LESS innovative fraudsters will be - who needs more than room temperature IQ to compromise an "open" bank account, right?!!! QR code is of course a low hanging fruit. But banks and other genuine parties are not making life any easy for customers to escape phishing attacks e.g. My bank, whose website is abcbank.com, sent an SMS to warn customers not to click any links from fraudsters masquerading as it and directed customers to click abcbank.io for more information! More in the post titled Variants Are Making Phishing Attacks More Lethal Than Ever on my company blog (hyperlink to post removed to comply with Finextra Community Rules but this post should appear on top of Google Search results when searched by its title + "GTM360").

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Research
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The Future of UK Fintech - 2015-2035

The Future of UK Fintech - 2015-2035

Definitive Differentiators - Forging a future-proof payments model

Definitive Differentiators - Forging a future-proof payments model

APP Fraud Liability: A Guide for Banks

APP Fraud Liability: A Guide for Banks