Deloitte presents five threats to the traditional European banking model - and a roadmap for the future.
The challenge for European banks is not that any single new entrant or model will emerge to dominate their market. Rather, the risk is that the combination of attackers across the banks’ eco-system will steadily erode their core competitive advantage, resulting in a much smaller banking sector.
Understanding and anticipating these threats is therefore key to retail banking’s long-term profitability. So what are they and what can be done to address them?
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