Future of Report

The Future of Payments 2025 – Digital, Instant, Profitable?

A Sibos Special Edition

934 downloads

The global payments landscape is in a period of rapid transition, with technologies and regulations making a serious impact. Yet looking to the future of the payments industry, how can we ensure that it is digital, instant, and profitable?

While consumer behaviours continue to evolve in tandem with this. Artificial intelligence (AI), tokenised assets, Central Bank Digital Currencies (CBDC), Blockchain, and even more pioneering technologies are shaking up the payments systems all in their own way.

Adding to this atmosphere of flux, is an developing regulatory framework which promises to alter this situation further. Regulators are facing an uphill battle attempting to legislate on emerging technologies while keeping consumers safe, and providing the best outcome for payment service providers (PSPs). As we move towards milestones like open finance and more rapid payments, there is a chance the payment ecosystem could look quite different within the next few years.

Under these growing pressures, global payments organisations will need to ensure that they are able to bend and adapt to the circumstance, or risk snapping. Never has it been more important for PSPs to collaborate with each other, and regulators, to ensure the best outcomes.

This Sibos 2024 special edition report, was produced with contributions from Accenture, Deloitte, EBA CLEARING, Finastra, FIS Global, Investec, J.P. Morgan, Oesterreichische Nationalbank, PPI AG, Swift, and Wise. It explores:

  • The evolution of instant payments in 2025;
  • The modernisation correspondent banking and cross border payments;
  • Preparing the upcoming EU payments legislation;
  • The key to successful digitalisation;
  • The technology innovations reshaping the payments sector.

Get the report

* = required
The Future of Payments 2025 – Digital, Instant, Profitable?

By submitting this form, you are confirming you are an adult 18 years or older and you agree to Finextra Research contacting you via email. You may unsubscribe at any time, for more information about how your data will be used please read the Finextra Research privacy policy.