Future of Report

The Future of Embedded Finance in Africa 2025

Embedded finance is changing the payment landscape in Africa. The question now is: what will it take for embedded finance to truly scale across Africa?

281 downloads

The global embedded finance market is set to grow beyond $228 billion by 2028 according to Juniper Research. As this market matures and consumer confidence in the technology grows, this will likely prove to be a significant chunk of global financial services.

In Africa, this emerging trend has the potential to unlock new economic opportunities. As a less mature market, it is not as hindered by legacy payments systems, making it ripe for payment innovation from embedded finance. It has the potential to reshape the continent’s current payments landscape, broaden innovation opportunities, and drive financial inclusion.

As a market Africa is very adaptable to different technologies, and embracing of newer, more agile services. A lot of the population to the majority of their banking through their mobile phones, making embedded finance fit seamlessly
into financial worlds of the populace. Yet there are many factors which will alter and develop the ability for embedded finance to take hold.

This Finextra report, sponsored by Kora, received contributions from Binance, Indelible Inc., Mojaloop Foundation, and Nikulipe. It explores: 

  • Making embedded cross-border payments work in Africa;
  • Unlocking the opportunities of embedded e-commerce in the African market;
  • Embedded finance: Encouraging African financial inclusion;
  • Why personalisation in embedded finance is the next step for African fintech;
  • Regulating Africa to encourage embedded finance innovation.

Get the report

* = required
The Future of Embedded Finance in Africa 2025

By submitting this form, you are confirming you are an adult 18 years or older and you agree to Kora contacting you via email. You may unsubscribe at any time, for more information about how your data will be used please read the Kora privacy policy.