Research

UK Open Banking API Performance 2021-2022

26 Oct 2022  |  419 downloads

The UK continues to be at the forefront of the global Open Banking revolution thanks to the proactive attitude of the regulators. These regulators he...

The Future of Digital Banking in North America 2023

21 Oct 2022  |  1137 downloads

A Money20/20 USA Special Edition 2022 in North America saw a continuation of economic recovery from the Covid-19 pandemic, fuelled by the rapid rollo...

Banking as a Service: Predictions for 2023

20 Oct 2022  |  991 downloads

Cloud strategies are changing After the financial crisis of 2008, traditional lenders experienced a drop in revenue and new players successfully gain...

SaaS: The case for building a new banking business model

03 Oct 2022  |  515 downloads

Why is SaaS pivotal to tackling regulatory, competition, and technology challenges? Banks are no longer only interested in building their infrastruct...

Mainframe to Cloud: How to shift applications

05 Sep 2022  |  330 downloads

The shift to the cloud The financial services industry is increasingly turning to the cloud to resolve challenges involving the movement of money. Ho...

The Future of Digital Banking in the UK 2022

07 Jul 2022  |  1370 downloads

The digital transformation of financial services remains a defining journey being undertaken by banks and fintechs across the globe. Increased digiti...

The CIO’s guide to architecture modernisation through portability, resilience, and flexibility

14 Jun 2022  |  394 downloads

Why CIOs need to shelve short-termism in favour of smart modernisation Every architecture decision a CIO makes directly impacts their bank’...

Payments Modernisation: The Big Survey 2022

30 May 2022  |  888 downloads

How cloud, data-rich ecosystems and real-time digitisation are transforming the payments business This survey, conducted in early 2022, aimed to quan...

The Future of Payments 2022

27 May 2022  |  1736 downloads

The Cutting Edge of Digital Payments The Covid-19 pandemic and Russia's invasion of Ukraine in 2022 has proven that the financial services indust...

Cloud, the Critical Component to Power New Business Models

11 Mar 2022  |  395 downloads

Today, every company is a technology company. No organisation can modernise products, deliver services, or meet customer expectations without harnessi...

The Future of Regulation 2022

07 Feb 2022  |  1107 downloads

From Innovation to Execution The fire for innovation in financial services has long been raging, and regulators, having transformed their modus opera...

Getting tech right: Selecting the right software products to fulfil the digital demands of banking

31 Jan 2022  |  421 downloads

While the global pandemic may have been a shock to the system for incumbent financial institutions, it only served to reinforce the growing pressure t...