Topia is founded on the belief that everyone should make the most of life and is on a mission to reinvent how millennials view the timeline of their lives. Inspired by the FIRE movement (Financial Independence Retire Early), Topia encourages the adoption of high levels of savings by providing the tools, expertise and inspiration to help users understand that achieving financial independence is possible. This helps Millennials to have a clear and compelling reason to save more than the UK’s average monthly income saving of 7%.

Users of Topia save as much as 42% of their monthly income, over 5x the UK average, putting them well on their way to achieving financial independence literally decades before their official retirement age with the average Millennial user on track to retire between 35-45.

Now available for use in iOS devices (Android users will have to wait until 2022), Topia has been described as ‘revolutionising the way millennials engage with their finances’. Having secured a £180k seed round investment, expectations are running high.

However, with so many money management apps around, what makes Topia so unique? In addition to being the first app designed specifically to support the FIRE phenomenon, Topia has attracted some of the best minds in the industry to act as advisors to this exciting new startup.

36 year old self-made millionaire Grant Sabatier is one of the best-known success stories of the FIRE movement, having retired at age 30 after spending five years building a net worth of $1.25 million while working in digital marketing . He is the international bestseller
Financial Freedom, Founder of the Financial Freedom Summit, Creator of Millennial Money, and Co-Founder/CEO of Bank Bonus.

Grant commented: “Topia have created the best FI app I've ever used and we share the same mission to make financial independence available to everyone. I'm honored to join Topia as both an advisor and investor. From my initial conversations with Founder, Logan Leckie, I knew this company was different; they actually live their purpose.

Topia is really at the forefront of a huge global cultural shift and will undoubtedly change many lives. I'm so excited for all ahead."

William Todd is the founding CTO of Nutmeg, an online investment management company based in London. With over 25 years of experience, William has designed and built software for the financial services industry and has served as CTO for an online trending platform for banks and brokers. William co-founded Nutmeg because he was frustrated by the exclusivity and lack of transparency in the investment world.
William commented: “When I co-founded Nutmeg a decade ago, our mission was to make investing achievable for the post-boomer generations and it is gratifying to see how much the landscape has changed in that time. The challenge now is to motivate the behaviours that will bring about good outcomes for as many of these people as we can. This is why I am excited by Topia, because Topia adds a critical focus to the process of engaging investors by centering the concept of Financial Independence which is absolutely the outcome that money management and investing should be working towards.
For boomers like me, it was all about company pensions and house price inflation but in the challenging world of the 21st century there will need to be much greater agility of thinking around how to meet financial goals and Topia epitomizes that creativity.”

Topia CEO, Logan Leckie, is a serial entrepreneur and business graduate, Logan founded his first business at 16, setting up a B2C platform for musicians. He has worked at a start-up as it raised an £800k seed round, as well as a stint at a global investment bank. Having embarked on his own FIRE journey, Logan was disillusioned with the products and services on offer, and felt they failed to engage users effectively.

“The current market offerings certainly help to automate small pockets of savings, which over time can build up, but they certainly won’t help you to retire early. What was missing, and Topia addresses, is that all-important ‘why’, a necessary pre-requisite to create engagement and with it a super-charged savings rate that has the potential to change your life. I had seen how adopting a FIRE mindset could transform my future and I wanted to develop an app which would help others to embark on the same journey - a future created on their terms,” explains Logan.

“I’m delighted that Grant and Nick have joined the Topia team as both trusted advisors and company investors. I am certain their input will be invaluable to our future growth and success in the industry,” adds Logan.