Texans CU will leverage the Corillian Consumer Banking and Corillian Small Business Banking applications to enhance the online banking experience for its more than 156,000 members. The Corillian Payments Warehouse will deliver improved flexibility and cost savings in processing electronic bill payments, while providing an improved user interface. Also, with Corillian's Intelligent Authentication solution, Texans CU will provide its members with enhanced online security features to protect their financial assets and ensure that Texans CU complies with the new FFIEC guidelines for stronger online banking authentication.

"We were looking for a partner that could help us take our online banking services to the next level, while giving us the flexibility to seamlessly add new services and customize the online experience for our members," said Greg Gallant, EVP CTO of Texans CU. "In reviewing many different solutions, it was clear that Corillian has developed the most feature-rich and user-friendly online banking solutions in the industry today. Also, the flexibility and security of Corillian's solutions will enable us maintain our competitive advantage in the online channel and continue to deliver new and innovative online services to our members."

Corillian Consumer Banking will enable Texans CU's members to securely analyze, manage and control their finances from the convenience of any online access point. The application will provide a fully-functional bill payment service, leveraging the Corillian Payments Warehouse, giving the member complete control of their payment activity. Texans CU's small business members will have enhanced business banking services including the ability to send and receive ACH or Wire transfers to and from any account, as well as tiered authority, which allows the business owner or office manager to delegate business functions to employees based on job requirements and responsibility.

Intelligent Authentication will give Texans CU a consumer-friendly method of strong authentication, examining the access behavior of visitors to its Web site and determining when it is necessary to block or challenge suspicious visitors. Intelligent Authentication builds a history of "access signatures" for individual users by automatically collecting and validating information about each user's computer and method of Web site access, leveraging a variety of identification points including IP address, Internet service provider, PC and browser settings, time of day and geographic location. This multi-layered authentication approach is transparent to the end user and provides a user-friendly approach, while ensuring the visitor to a Web site is a legitimate user.

"Corillian's online banking and security solutions provide financial institutions like Texans Credit Union with the flexibility they need to differentiate themselves online from their competition," said Alex Hart, president and CEO of Corillian. "The Internet is becoming more of a strategic delivery channel for financial institutions, and online banking users are demanding more innovative and secure online services from their financial institutions. Corillian's industry-leading solutions give Texans Credit Union the tools they need to meet their member demands, make them more competitive and give them the flexibility and freedom they need to grow their online offering."