The solutions include the TROY IRD 4200, 4300 and 9000 Security Printers. In addition to the above printing solutions, TROY is announcing consulting and software services to support Check 21 implementation. These solutions offer financial institutions, imaging companies and outsourcing partners to banks a range of choices to support Check 21 requirements.

The Check Clearing for the 21st Century Act, the legislation known as Check 21, will go into effect on Oct. 28, 2004. The cornerstone of this legislation is the right of financial institutions to scan original checks into digital images and reprint them later as substitute checks. The industry term for substitute checks is Image Replacement Documents, or IRDs. The ANSI X9 committee, of which TROY is a member, has been at work over the last year to create a standard for the two categories of IRDs: the Forward IRD and the Return IRD. The standard requires the documents to be MICR (Magnetic Ink Character Recognition) readable and to print on both sides of the original check. While all paper-based security features in the original check will be lost in the scanning, the ANSI standard provides a reserved area on the IRD for new security features created at the time of printing.