ACI’s P2PE solution has met the rigorous controls defined for the protection of payment card data. The validation, which was conducted by Coalfire, an Independent PCI Qualified Security Assessor (QSA), concludes that “ACI offers a flexible, scalable and secure solution that can be used by merchants to reduce risk of a breach and lessen the burdens of PCI DSS compliance efforts.”

As a data security encryption technique, P2PE helps to considerably increase data security for consumers and merchants. It protects cardholder data by converting a consumer’s confidential credit or debit card data into indecipherable codes when the card is read by the payment terminal.

Andrew Quartermaine, vice president, SaaS solutions, ACI Worldwide comments:
“ACI is proud to have achieved the PCI compliance validation for its P2PE card payments solution. Merchants continue to come under intense scrutiny from their acquirers and other stakeholders. The solution not only enhances data security for our merchant customers, but also drives considerable cost savings as it dramatically reduces the time and money merchants must spend on the required annual assessment under the PCI Data Security Standard (PCI DSS).

“We have now started the production roll-out of ACI’s PCI-listed P2PE solution for a number of our UP Merchant Payments clients who will benefit from even higher levels of reliability, security and data privacy.”

Ted Keniston, managing principal, P2PE, Coalfire comments:
“Coalfire is proud to have partnered with ACI to validate their P2PE solution. The process is rigorous and goes through several phases of analysis, testing and validation by our P2PE certified experts. Achieving validation will offer ACI clients the opportunity to reduce their PCI compliance burdens, while also providing them with the confidence of much higher levels of security and protection for their transactions.”