The product modules Asset Scanner and Portfolio Analytics support advisor and sales processes in retail banking with clear analyses of performance, structure and risk as well as specific recommendations. IS.Portfolio comprises several product modules which can be combined and integrated into the workflows of the financial service provider. The solution presents a clear perspective of the structure, the transaction history and the performance of a portfolio. It also offers a convincing argument for investment advice, based on model portfolios and risk assessments. IS.Portfolio is geared to retail and private banks who aim to optimise their financial advice and sales. Thanks to its user-friendly interface and intuitive navigation, users can concentrate on the consultation. In a more standardised form, IS.Portfolio also addresses online brokers who want to offer users of their web site the opportunity to track and optimise their portfolios’ performance in a straightforward manner.

Adjusting Portfolios Strategically And Assessing Risks

The Asset Scanner analyses the exact allocation across all asset classes. In clear charts and tables, it shows in which sectors, countries and currencies the portfolio has been invested and where structural risks occur. IS.Portfolio receives the necessary quotes, key figures and background information from IS.Teledata's market data platform which is among the industry's most comprehensive in depth and range of the contained data. After the advisor determined the investment goals and risk preferences of the customer, the solution generates a model portfolio. Internal or external analyses are used for the model portfolios, rankings and recommendations. Research departments and product developments of financial institutions can address their results to sales. The Asset Scanner helps to contrast the allocations of the actual portfolio with the model portfolio for a direct comparison.

The product module Portfolio Analytics is used for the analysis of risks in existing portfolios. Value-at-Risk (VaR) and volatility can be determined for each individual portfolio to protect it for different scenarios.

Portfolio solutions are at the focus of current developments towards more intensive customer relationships and a holistic perspective on investment strategies at retail banks, private banks and online brokers. IS.Portfolio is thus employed to support sales by optimising product sales and to support advice by increasing customer retention and customer satisfaction.