Curve is an app and a Mastercard® that work together to make it easier to manage your money - from avoiding bank fees, to keeping on top of your spend and sticking to a budget. With Curve Rewards, it’s now possible - for the first time - to earn points on every bank card and spend them wherever Mastercard is accepted, globally.

What sets Curve Rewards apart from other loyalty schemes is that you can earn Curve Rewards with any card that you have selected in the Curve app. The points are also applied to your Curve Rewards account instantly, displayed in the app by the virtual Curve Rewards card - no more submitting receipts or waiting to cash in vouchers to redeem points. Curve Black Cardholders will earn up to 5% on their spending at participating retailers, while Blue Cardholders will earn up to 2.5%.

Card holders can additionally collect Rewards Points by referring friends to the Curve platform using a unique referral code. For each referral made, both the parties will earn £5 of credit onto their Rewards card in the app.

When it comes to redeeming and spending with Curve Rewards, you can spend your points using your Curve card anywhere Mastercard is accepted - over 35 million merchants worldwide, excluding ATMs and cash withdrawals. Your Rewards balance will be updated immediately after every purchase, and your up-to-date total balance can be viewed anytime in the app.

Selected Curve Rewards retailers today include a number of high street retailers, business services, restaurants, and hotels. More merchants will be added as Curve expand their Rewards programme beyond the UK.

On the release of Curve Rewards, Curve CEO Shachar Bialick had this to say:

“For the first time in the UK, we’re seeing a payment card and loyalty card combined into one digital wallet. We're excited about working with merchants to make it easier for them to launch loyalty programmes to their customers, and we’re equally excited to make it simpler for our users to earn rewards on their spending, allowing them to get more from their money - without changing their bank.”

Other Curve app features include the ability to get an overview of all your spending in real-time (with instant notifications) and search through, tag, and export your spend history across all your linked bank accounts. Additional benefits when using the Curve card include considerably reduced foreign exchange rates and convenient security features, such as the ability to lock and unlock your Curve card from the app in the event that your card is lost or stolen.