Indosat Ooredoo is collaborating with GoSwiff International, a financial services solutions provider, as technology and business partner, and with BNI as the acquiring bank for the launch.

D-Pay is a financial service that gives merchants the freedom to accept mobile payments, allowing their customers to make payments using debit or credit card (Visa, MasterCard, JCB) and via eWallet, anywhere, anytime at enabled D-Pay merchants.

D-Pay transforms merchants’ mobile devices into multifunctional payment platforms, enabling merchants that do not have access to the relevant infrastructure or do not generate sufficient revenue to qualify for traditional Point-of-Sale (POS) services, to accept card payments by shifting to Mobile Point-of-Sale (mPOS). This shift will empower merchants to increase their sales and number of customers, and ultimately grow their businesses. From the customer’s perspective, mPOS will make the digital payment experience more secure and convenient.

“D-Pay is the latest product from our Mobile Financial Business. In addition to our current products – electronic wallet, bill payments, eCommerce payments, domestic and international money transfer and branchless banking, D-Pay will help reduce cash collection and logistics costs for our eCommerce partners, which will in turn benefit customers with lower prices and assured deliveries”, said Prashant Gokarn, Chief of New Business and Innovation Officer Indosat Ooredoo. “In Indonesia, payment solutions are still in an early stage of growth, as most retailers still use cash for payments or charge customers for credit card use. In addition to eCommerce companies, D-Pay is the answer forSmall and Medium retailers, who need alternative payment methods but their business size makes standard Banking solutions expensive”.

The use of digital payments is helping create a new generation of merchants, who are able to accept payments in methods other than cash, and also benefits customers by making the transaction easier, safer and more efficient. “We are proud to have been selected by Indosat Ooredoo to provide mobile payment solutions in such a vast market as Indonesia. With many years inserving the Indonesian customers, we look forward to serving local merchants even better,” said Stefano Diemmi, Head of Global Accounts, GoSwiff International.

“We were looking for a solution to expand the usage of E-Money for cashless payments, which requires a card acceptance method to read E-Money cards called Dompetku”, said Randy Pangalla, Head of Mobile Finance Group Indosat Ooredoo. “It’s a strong collaboration with GoSwiff as technology partner and BNI as the acquiring bank. We believe our expertise will strengthen the partnership in market acquisitions and innovation, while providing better services for our customers. This partnership will be revolutionary not just in Mobile Payment landscape in Indonesia but also in shaping consumers’ attitude toward a cashless society”. 

On top of that D-Pay comes packaged with Data, Voice and SMS, to support retailers in running their daily business activities.