Creditcall, the omni-channel payment gateway and EMV Kernel provider, adds TSYS and Heartland to already existing EMV certifications with leading U.S. processors including First Data, Chase Paymentech and Elavon for ChipDNA, Creditcall’s developer friendly EMV SDK for Windows, Linux, iOS and Android, together with Verifone’s VX 820 PIN pad and Miura Systems’ M010 PIN pad.
“We have maintained our blistering EMV certification pace and added two new base certifications” said Jeremy Gumbley, CTO at Creditcall. “Implementing EMV is a complex and challenging process but it doesn’t stop there. Besides certification developers need to be aware of additional factors which can stall their integration such as boarding complexities, the management of deployed PIN pads and Debit PIN complexities.”
“Many developers, ISVs and VARs are happy to see that their existing payment gateway is ‘EMV certified.’ With the promise of a fast and easy integration, they walk into the project with high hopes” said Lars Pedersen, CEO of Creditcall. “Unfortunately, much of the information pertaining to EMV certifications is misleading. “It is important to note that payment gateways cannot be EMV certified. What is certified are the terminals/devices tied to a specific processor. When evaluating potential EMV certification solutions, software developers should dig into specifics such as exact device and processor combinations that are certified.”
Creditcall now works with five of the biggest processors in the U.S. providing the largest number of EMV certified PIN pad combinations from the leading payment terminal manufacturers including Verifone, Ingenico Group and Miura Systems. Developers can now read up on the questions they should ask to ensure a successful, smooth and on time EMV migration.
Creditcall’s ChipDNA provides point of sale (POS) and mobile POS (mPOS) retail and hospitality developers, ISVs and VARs with the highest level of cardholder data protection with the combination of EMV, point to point encryption (P2PE) and tokenization. ChipDNA is an SDK that can simply and quickly be integrated into Windows and Linux environments as well as to iOS and Android based mPOS payment solutions. This brings secure EMV chip-card acceptance to tablets, smartphones and traditional PIN pads, as well as eCommerce for card not present (CNP) transactions.
It additionally comes with a comprehensive reporting and management tool, remote key injection capability and a terminal management system (TMS) to efficiently manage and keep any number of PIN pads remotely up to date, wherever they are located.