nCino’s Bank Operating System combines a 360-degree view of the commercial loan relationship and loan origination process in a single, secure cloud-based platform. Financial institutions use nCino to automate and simplify lending processes, as well as to gain more clarity into their loan production and portfolio performance.

“In our company’s three-year history, thousands of bankers have put their trust in nCino,” said Pierre Naudé, CEO of nCino. “We are committed to transforming banking through innovation, elevating the relationship that a banker can, and should, have with the customer. We appreciate Bank of the West’s due diligence in considering nCino as a technology partner, and are excited to see the impact we might have on this leading institution.”

Key features of nCino’s Bank Operating System include:
o Automated workflow and approval processes across all commercial banking divisions;
o Centralized document management capabilities with real-time integration to the bank’s preferred content platform; and
o Analytics to monitor and measure the loan origination lifecycle at broad and micro levels of the organization.

nCino removes manual-based processes and reduces paperwork for financial institutions of all sizes. It also enables bank employees to collaborate on a deal or loan concurrently, and to securely see the status of each deal at all stages of its lifecycle.

Augustin de Kerversau, managing director of the Commercial Banking Group and head of Loan Book and Credit Products for Bank of the West, explained, “Cloud-based systems offer agility and scale to keep pace with market changes and customer needs. We are excited about the technology nCino has to offer and how it may impact our commercial bank operations.”