Flowgroup develops and commercialises alternative and efficient energy technology products. One of those is the Flow boiler, which generates electricity as it heats a home. The Flow boiler is available to customers through an innovative finance package. This will provide a payback time of five years for the complete cost of the company's game-changing Flow boiler. Customers may purchase the Flow boiler using a separate unsecured personal loan through Zopa, Europe's largest peer-to-peer lending platform. Repayments are off-set by reductions in the customers' home energy bills from the value of the electricity generated.

Zopa has lent more than £670m directly to UK borrowers by cutting out the banks to give both lenders and borrowers better rates. Zopa and Flowgroup believe this unique deal provides its customers with an excellent finance proposition and will enhance the awareness of both brands involved.

In order to assist customers around the finance proposition, Flowgroup will introduce its customers directly to Zopa for finance. Flowgroup is now authorised and regulated by the Financial Conduct Authority which allows Flowgroup to cut out traditional finance channels, further reducing the cost to its customers.

Giles Andrews, CEO and co-founder of Zopa, added: "We are delighted to be working with Flow on such an innovative and disruptive product offering. This unique commercial deal offers consumers a low-cost loan to fund an innovative money saving boiler from Flow and our lenders get a great return for funding these loans. Flow has an excellent track record in providing value and great customer service, two key things that Zopa values in a business. We look forward to making people's home work harder for them, just like their money can work harder by lending it through Zopa."

Tony Stiff, Group CEO of Flowgroup, commented: "We intend changing the home heating and home energy markets. Zopa is doing the same in the personal ffsonal finance industry. Both companies share a belief in the necessity of innovating and providing an enhanced customer offering in order to drive growth. We believe this relationship represents a great opportunity for Flow to support its boiler offering. Being granted FCA authorisation for limited credit broking underpins this offer and completes our customer proposition."