Pay.On AG, the leading international operator of payment infrastructure systems, is expanding its technical infrastructure to include the ability to now process point-of-sale transactions in addition to e-commerce in an environment that is PCI-DSS-certified, and as such, is compliant with all applicable regulations.
As a result, payment service providers worldwide gain easy access to fully-functional, market-tested mobile point-of-sale solutions, and as such, the opportunity to professionally position themselves for the market's current transition to paying via tablets and smartphones in the POS segment. In cooperation with payworks as a specialist for mobile payment solutions, PAY.ON is providing both the smooth operations that meet all regulatory requirements as well as worldwide transaction processing within the international payment network. Interested parties can view all the information on the portfolio of services offered online at www.payon.com and www.payworksmobile.com.
Many up-and-coming mobile POS providers in Europe already rely on solutions from PAY.ON in order to accept credit cards and local payment methods at the point-of-sale. In this context, white label solutions are used to guarantee the client's independence in its communication with the retailers it serves. This arrangement makes PAY.ON and payworks the only neutral supplier of processing services for credit and debit cards of all kinds in Europe. PAY.ON is already cooperating with countless acquirers and hardware manufacturers for the roll-out. All PAY.ON and payworks systems are PCI-DSS-certified and as such, completely meet card-issuing organizations' and local authorities' regulatory and security-related requirements. Operations are carried out over a highly-available infrastructure with an excellent connection to all continents. As a result, clients do not need to make any start-up or set-up investments to implement their national or international mobile POS plans.
PAY.ON and payworks make it possible for clients to launch mobile POS solutions for the iOS, Android, and Windows Mobile operating systems - both as a white label application as well as using an SDK to integrate their own solutions. The technical implementation preferred by card-issuing organizations adds a Chip & PIN device to the device applications. These are already fully-certified and available on the market. Clients are free to choose the hardware they wish to use to process local debit cards, such as the Girocard in Germany. In this context, payments with credit or debit cards are recorded on the mobile device set aside specifically for this use, and the consumer confirms the payment with their PIN. In contrast to other systems, the mobile POS solutions from PAY.ON are already seamlessly integrated into the PSP Platform-as-a-Service PaySourcing and as such, are supported immediately. In order to meet the stringent security standards, PAY.ON relies on PCI and FIPS 140-2 Level 3 certified hardware security modules (HSMs) that are used at the data centers in London, Munich, and Salzburg.