US Bank, lead bank of US Bancorp (NYSE:USB), is making available real-time ATM card and check card alerts to its consumer and business cardholders' mobile devices and computers, notifying them of important account activity.
The real-time alerts, which range from suspicious activity being detected to cash being withdrawn from an ATM, are sent via SMS text message, email or both. Cardholders can select the alerts that will make it easier for them to stay informed and be in better control of their finances. There is no charge from U.S. Bank, but message and data rates from the customer's wireless provider may apply.
"U.S. Bank is pleased to provide cardholders with real-time alerts that help them conveniently monitor their accounts to make wise purchase decisions as well as provide them with suspicious activity alerts that warn of possible fraudulent activities," said Clifford Cook, chief marketing officer at U.S. Bank Retail Payment Solutions. "U.S. Bank ATM card and check card real-time alerts, together with our existing credit card real-time alerts, are great examples of how we continue to provide customers with exceptional payment services and value."
The new real-time alerts notify cardholders when suspicious or irregular activity has been detected or a transaction meets or exceeds the amount specified. Cardholders may also receive real-time alerts for international transactions, gasoline purchases, ATM withdrawals, declined transactions or for online, mail-order or telephone transactions where the card is not present.
Enrollment is easy. On the U.S. Bank Internet Banking website, cardholders can specify the account and alert or alerts they want to receive, choose email, text or both as the delivery method and then start receiving alerts.
U.S. Bank Retail Payment Solutions (RPS) is one of the nation's leading payment processing and full-service issuing providers. RPS offers credit, debit, and prepaid payment solutions to consumers and small businesses through U.S. Bank and in partnership with financial institutions, businesses, governments and employers.