The innovative application helps motorists to locate, protect and insure their vehicles all via the convenience of their Smartphone.

Using GPS technology, the app allows drivers to locate their nearest amenities, including car parks, petrol stations, tyre centres and MOT test stations across the UK. Further features include:

* Automatic alerts to remind motorists of important upcoming car renewal dates and the need for regular vehicle checks, such as tyre pressures and oil levels
* Safe driving advice to help drivers mitigate the risk of accidents, whatever the weather
* Seasonal vehicle maintenance guides to help drivers to prepare and protect their vehicles and ensure they are in a roadworthy condition

The app, which can be used to store personal and policy information, capture photos and register renewal dates, is now available from the Apple iTunes app store and Google's Android Market. It is free to download and accessible to all iPhone and Android users, entitling them to a discount off any car insurance purchase from www.yourcoverinsurance.co.uk.

Andy James, head of direct customer marketing for Allianz Retail, says: "We appreciate that millions of motorists are Smartphone users and this simple-to-use app provides useful information needed to maintain both their vehicle and insurance requirements."

"The explosion in app development is proof that consumers are using these channels to access information - we want to ensure that we are meeting this need for motorists. Several insurance- related apps are available on the market but we believe that the information within the Your Cover insurance app will appeal to a broader section of vehicle-owners."