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National Payment Card Association gets US patent

06 October 2010  |  1545 views  |  0 Source: National Payment Card Association

National Payment Card Association (NPCA), a provider of financial processing services, announced that the United States Patent and Trademark Office has issued U.S. Patent 7,793,829 covering certain methods of carrying out Open Loop ACH-based decoupled debit transactions with a card holder, at a retail site.

"Patent 7,793,829 includes claims in connection with our technology that enables consumers to effect retail payments by way of a card and the Automatic Clearing House (ACH) system," said Joe Randazza, NPCA CEO and President.

NPCA also owns patent applications applicable to other methods of effecting ACH-based decoupled debit transactions with a card.


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