Landbouwkrediet/ Crédit Agricole is a retail bank offering full banking services to professionals, corporate and retail customers and is a leading loan credit provider to the agricultural sector. In order to secure its online banking application, Landbouwkrediet/ Crédit Agricole wanted to deploy a strong two-factor authentication solution, however without compromising user-friendliness.

After evaluating different solutions from different providers, the company chose VASCO's DIGIPASS 250 to secure access for its 55,000 users to the application 'Crelan-online.be'.

With 'Crelan-online.be', customers can directly access their accounts at Landbouwkrediet/ Crédit Agricole from any PC with an internet browser. The application allows customers to consult their investment portfolio and current and savings accounts, make money transactions and pay bills online, anywhere at any time.

To access 'Crelan-online.be', the bank's end-users must possess a DIGIPASS authenticator. Customers enter their user identification, together with the serial number of the DIGIPASS authenticator and a one-time password generated by DIGIPASS. DIGIPASS is not only used to log on to the application, but is also employed in the process of transaction signing, adding an extra security layer.

"We chose VASCO because the company's solution fit all of our requirements", Rik Duyck, Managing Director at Landbouwkrediet/ Crédit Agricole. "Security and user-friendliness were our top priorities. The transaction signing function of DIGIPASS adds an extra security layer. VASCO's DIGIPASS solution was the 'best buy' as its use is self-explanatory and the company itself has a proven track record in the financial world. Furthermore, integration with our back-end infrastructure and hardware security module (HSM) went smoothly thanks to the HSM compliancy and the excellent documentation of the VACMAN Controller API."