BillShrink for Business' new business credit card feature is designed to help small businesses navigate the current economic climate. Acknowledging that businesses often have different cash-flow and credit needs from individuals, the new product is a tool that guides business owners towards credit and charge cards offering the best terms to fit their specific business needs, thereby lowering the cost and increasing the benefits of using cards as effective financial tools.

Small business owners are currently facing a tough credit market as banks continue to decrease lending. Since April 2009, small business loans have decreased by a collective $11.6 billion. Meanwhile, the Federal Recovery Act, designed to boost lending by the Small Business Administration, has run out of money and more than 700 loan applications have been placed on hold.

"The economy has made it tougher for small businesses to get lines of credit, and now more than ever it's important for businesses to find the cards that lower costs and maximize rewards and benefits," said Peter Pham, BillShrink's CEO. "We've created one of the most sophisticated decision engines to match businesses to cards by putting the customer first."

Business owners visiting BillShrink answer a short series of questions about cash-flow needs, credit usage and reward preferences. BillShrink's proprietary algorithms then search the marketplace for best available rates and terms, showing multiple cards that will save businesses money, as well as reward them for using the card. The recommendations provide complete pricing transparency, displaying the card's true value over time, as well as factoring for important reward program considerations such as specific airline/hotel preferences, blackout dates, and flexibility of redemption options.

This new feature marks BillShrink's first foray into money-saving advice specifically designed for business. BillShrink has added more than 45 of the most popular small business cards to its system in order to match businesses with cards that best meet their requirements. The company will continue being a resource for American businesses in the coming months as it expands money-saving recommendation features specifically for business needs.