Bluepoint Solutions, a Microsoft Gold Certified Partner and leading innovator in remote deposit capture (RDC), image-based item processing and electronic document management software technology for financial institutions, announced the availability of ImagePoint, an end-to-end image-based check clearing solution designed to help financial institutions of all sizes better manage item processing.
The ImagePoint platform is composed of three integrated product families: ImagePoint Capture for remote capture of items, ImagePoint Hub for aggregation and forward presentment of items and ImagePoint Foundation for central item processing functions and image exchange. ImagePoint products may be used separately or together providing a complete end-to-end solution from the earliest point of presentment, to full "Day Two" processing for inclearings, returns and a full, feature-rich permanent archive for storage and research. The modular nature of the ImagePoint platform allows institutions to install as many or few modules as needed. Additionally, the solution will scale to support the smallest institutions, to large-scale enterprise-wide installations.
Currently in use at more than 1,000 financial institutions nationwide, ImagePoint Capture products enable financial institutions to electronically capture checks, from multiple presentment points including the teller window, centralized branch locations, consumers' homes, merchant locations and ATMs. The solutions are core agnostic and easily integrate with both mainstream and homegrown core data processing platforms. ImagePoint Teller is verified as Citrix Ready®, making it one of the only RDC solutions in the market that easily integrates into a Citrix environment.
The ImagePoint Hub product family is designed to aggregate the captured images and data in a sophisticated, centralized, intuitive filing structure, regardless of the initial capture point, and present the items to payment processing systems. Optional modules of ImagePoint Hub include central MICR corrections, duplicate MICR detection, fraud alerts and archiving. A key component of the ImagePoint Hub product family is its central administration module that provides sophisticated administration and research of the system.
The ImagePoint Foundation central item processing product family may receive captured items from ImagePoint Hub or other item capture systems. Additional items may be captured centrally using high-speed capture devices and processed using ImagePoint's sophisticated data perfection and balancing tools. Captured items are routed for processing using sophisticated sort pattern tools, correction modules, returns workflows, posting interfaces to core platforms and archive into its robust archive module. ImagePoint Foundation is also capable of maintaining a direct image exchange network for same day clearings between multiple participating institutions.
"With ImagePoint, Bluepoint presents a contemporary, updated alternative to the current product offerings in the payment processing market," said Hal Tilbury, president and CEO of Bluepoint Solutions. "Most of the products in the market are written on old technology and rely on cumbersome processes to capture and process images. ImagePoint is one of the only platforms that is based on modern, yet proven, technology from the earliest point of presentment to the final item processing/image exchange stage. Institutions deploying ImagePoint will experience significant cost savings, both in terms of the time saved and the reduction in processing fees."
ImagePoint can be deployed as an in-house or SaaS data center model, depending on the financial institution's specific needs and requirements. Built on a Microsoft.NETTM platform, Bluepoint is able to take advantage of industry standard capabilities and leverage future advances. Additionally, the .NET framework's supporting architecture allowed Bluepoint Solutions to develop a Shared Application Framework (SAF), providing one source code for all products for common functions such as security, printing controls and single-sign on capability.