Online Messenger is a multi-channel event based information and file delivery platform providing commercial clients with a central access point for all online banking to view and execute financial transactions.

Built to meet contemporary scale, channel, security and integration requirements, OBS' new Messenger Financial Center enables bankers to move beyond classic barriers to leverage delivery channels, files and transactions without limitation. Banks' business customers can perform any type of financial transaction with ease, and the portal provides a powerful integration layer, designed to replace multiple Web application interfaces with a unified user experience. Additionally, Messenger Financial Center is designed for, and built on, a custom Web 2.0 framework that delivers a smooth and feature-rich user experience for an enterprise banking software solution.

According to Scott Graf, VP, Systems and Technology for OBS, "Web 2.0 technologies and methodologies are the next generation of enterprise Web applications. These applications are revolutionary as they leverage the Internet for the application platform and provide dynamic functionality that was until recently only found in desktop applications."

Through the integration of Web 2.0 technologies into the OBS application's design, banks and their business customers will benefit from an innovative user and operator experience. The new ASP service features advanced capabilities for banks to deliver the next generation of online reporting and transaction initiation services, including a new payments component using dynamic screens for transaction entry. Messenger Financial Center is deployed with the latest security countermeasures and non-repudiation features not available in today's standard Web 1.0 applications. Furthermore, the new Online Messenger Web Channel allows banks to leverage and deliver licensed Online Messenger services through the Web channel, as well as other licensed delivery channels.

"Financial institutions can no longer afford to invest in online banking systems that do not service and scale to the business banking market," said Dan Myers, CEO for OBS. "Following seven years of high quality service with our Online Messenger ASP platform supporting several of the nation's largest commercial banks, OBS offers a smart, long-term option with Messenger Financial Center. Based on an annual fee and monthly cost per user with absolutely no vendor transaction fees, banks can now manage to a fixed cost model, knowing how profitable the service will be. This provides financial institutions with a competitive edge in today's economy."