Based on proven mobile technology implemented successfully worldwide since 2002, S1 Mobile is tightly integrated with S1 Online Banking and provides financial institutions with flexibility in terms of enabling them to choose between either a managed hosting or an on-premise deployment option. S1 Mobile adds to a financial institution's multichannel offering and enables consumers and small businesses to easily access, via short message service or mobile application, their account information, transfer funds between accounts, view recent transactions, make payments, and approve transactions directly from a mobile handset. Also, S1 Mobile supports multifactor authentication and encryption to help ensure that customer accounts remain secure.

"For our financial institution, having a fully integrated mobile banking and payments solution that can serve both consumers and small businesses is critical to our vision of serving this emerging channel," said John Schulte, senior vice president and CIO for Mercantile Bank. "The S1 Mobile solution makes it a real simple process for our customers to enroll and for us to support them. In addition, S1 Enterprise's robust entitlements engine enables us to tailor business-specific features and the user experience to various segments of mobile users. This will allow us to continue strengthening our business banking value proposition and provide us with a strong competitive advantage."

"Mercantile Bank's selection of S1 Mobile continues to validate our approach of providing flexible, bank-centric solutions and payment services," said Neil Underwood, General Manager, S1 Enterprise Americas - Retail Online. "Not only will S1 Mobile deliver seamless integration between the mobile and online banking channels, it will also establish a convenient anywhere, anytime connection to further deepen the relationship between the bank and its consumer and business customers."