IND iMobile Banking, a unique mobile banking solution from IND Group, went live yesterday at CIB Bank, a member bank of Intesa Sanpaolo Group.
The state-of-the-art, extended internet banking service, called mobilCIB, has been optimized for mobile phones and PDAs, is available for CIB customers from December 2008.
IND iMobile Banking, presented at this year's CEBIT with a great success, is the basis of the mobilCIB service. The whole parameterization and custom extensions process had been taken only four months. The uniqueness of the convenient browser based solution over the traditional WAP banking services is the highly ergonomic and aesthetic features which assist comfortable and easy-to-use banking on the mobile handset. Similar to the internet bank, basic banking transactions can be quickly carried out even through GPRS/EDGE mobile internet connection.
As a result of the feasibility planning phase, it had been outlined by June what kind of functions and features will be contained in the new CIB service. During the implementation process the IND iMobile Banking software was customized and connected to the bank's authorization system. Due to the flexibility of the core product, it was easy and simple to integrate it to the existing banking systems. Based on CIB's special requirements, a sort of additional features had been developed as well, beyond the fine tuning of the default IND iMobile functions. Finally in order to suit CIB's brand image the display was graphically customized by the IND experts. MobilCIB provides access to all fundamental banking operations, such as the account balance history inquiry, and mobile top-up. The credit card overview provides the opportunity to transfer an appropriate amount from one account to another just before the card transaction (e.g. payment). In addition, 3rd party transfer, internal transfer, term deposit and stop deposit as well as card limit modification can also be initiated easily and securely. By this latter one the bankcard security level can also be increased, because a lower limit is enough to be set and it can temporarily be increaseed just before the transaction.
"The strong decade-long partnership between CIB Bank and IND is originated from the continuous joint effort for innovation. We our proud that IND Innovation Lab is always goes ahead of the global banking technology trends and CIB was always open for our new ideas and developments." said dr. Balázs Vinnai, IND Group's CEO. „CIB was always renowned for building the latest technologies in its operation and services, and we will support them in these kinds of future efforts with pleasure." added Mr. Vinnai. All this is proven by the fact, that CIB won countless innovation awards during the years of cooperation. Last time CIB deserved the "Retail E-Banking Service of the Year" award besides the "Bank of the Year" grand prize on the "MasterCard - Bank of the Year 2008" competition."