Momentum has been successfully integrated directly, removing the need for any 'middle software systems', making the mortgage application process quicker and more effective for Momentum's 7000 users.

The new integrated system will also help cut costs for those intermediaries distributing via Halifax Intermediaries or Bank of Scotland.

Key features of the two-way integration system are:

• Two-way integration with renowned Halifax intermediary mortgages online including full data pre-population between systems.
• Accurate Key Facts Illustration obtained direct from lender.
• Full Agreement in Principle service with status update
• Full Mortgage Application process submitted direct to source

Patrick Shuker, director at Crystal, said: "Understandably, one of the key focuses of distributors in the current economic climate is to cut costs. Our new partnership with Halifax will enable distributors to keep costs down at the same time as delivering a high quality, fully compliant service for the customer. Halifax Intermediaries is highly regarded within the mortgage industry, and we are delighted that it has chosen to invest in our technology."

Jack Saxton, managing director, Halifax Intermediaries, added: "We chose to invest in a partnership with Crystal in order to help provide our corporate accounts with a slicker technology process. Crystal has been very successful at building a large corporate base of users of its leading platform Momentum."