Initially, more than 1,500 of Bremer's current merchant clients will be converted to Heartland's processing system. Heartland and Bremer will also focus on a joint business development program that leverages both companies' regional customer bases for new business and cross selling opportunities.

By formalizing their relationship, both companies gain access to new customer and sales referrals. In addition, Bremer will be able to offer its business banking clients the added value of Heartland's payment processing systems, providing a faster, more cost-effective way to process credit/debit cards and gift card programs.

"As a $7 billion bank and one of our largest bank partners, the synergies we share with Bremer present great opportunities for us," said Bob Carr, chairman and CEO of Heartland Payment Systems. "Our companies value a 'high-touch' approach to customer service, and together, with our complimentary products and services, we can help business owners enhance their operations."

"By partnering with Heartland, we can offer our business banking clients the benefit of transparent pricing and a customer-centric business model for payment processing," said Steve Meads, president of Bremer Twin Cities Bank. "Heartland's stewardship of The Merchant Bill of Rights, its leadership to drive fair pricing practices in the industry and ability to provide local service makes it the right choice for our clients."