eGIFTS is an exciting next generation system designed to automate both the payment and telecommunications processing of a bank. eGIFTS is built upon GIFTS Software's more than ten years heritage of providing powerful wire transfer and telecommunications systems. Some of the benefits of the eGIFTS system include:

• Unprecedented System Availability & Ease of Use - eGIFTS utilizes the latest hardware and software technologies
• Flexible Hardware Platform Choices - eGIFTS is available on multiple platforms, such as the IBM Pseries or i5 Servers/AIX Operating System, the highly scalable Windows Server family and Sun/Solaris. eGIFTS utilizes an Oracle database
• Simple Product Implementation & Rollout - eGIFTS is a browser-based system. No special software is required on the user PC. Instead, users connect to the eGIFTS server by use of a web-browser, such as Microsoft Internet Explorer 6.0.

IDB Bank, a registered service mark of Israel Discount Bank of New York, is a full service commercial bank chartered by the State of New York and a member of the Federal Deposit Insurance Corporation (FDIC). Ranked by Crain's New York Business as the 9th largest commercial bank in the New York area, IDB Bank also maintains strong liquidity and capital ratios.