From the local team that launched Cardware Wallet, Africa’s first fully air-gapped hardware wallet, comes Spendl Money, a secure, compliant way to convert cryptocurrency into fiat (ZAR) and spend it anywhere in the world. Built with a strong commitment to security and regulatory compliance.
Spendl Money is a fully licensed and compliant platform that enables South Africans to off-ramp their cryptocurrency and spend in fiat via the Spendl debit card anywhere around the globe.
Launching 30th of October 2025, South Africans will be able to set up their Spendl account to which they can send up to 12 supported cryptocurrencies directly from their hardware wallet, software wallet or exchange, and convert to Rands (ZAR). With full transparency on fees and conversion rates, spending digital assets has never been simpler.
Once topped up, the Spendl debit card can be used to make purchases online or in-store - worldwide. From paying municipal bills to buying new Nikes, ordering groceries, booking flights, or covering expenses abroad - the possibilities are endless.
Like Cardware Wallet, Spendl Money is committed to compliance and security. Spendl accounts are linked to a regulated bank partner, ensuring fully verified fiat accounts for deposits, payouts, and card top ups.
Key Features:
Fast, same day conversions from crypto to ZAR
Worldwide acceptance - use and spend with your Spendl debit card anywhere globally. ● Flexible account plans, from R25,000 to R500,000 top up limits
Bank level security and regulated partners for maximum peace of mind ● Affordable access - only R99.00 to open your account
Free nationwide card delivery in South Africa
South Africa is one of the most active crypto markets in the world, and Spendl has been designed to meet that demand, fully compliant, secure, and easy to use.
CEO, Greg van der Spuy explains further, “Spendl is powered by the same no compromise philosophy we built the Cardware Wallet on. Our goal is for people to be able to spend their crypto like cash without having to worry about whether they are doing so legally or correctly.
Crypto-funded living is no longer an idea for the future, with Spendl Money, it is finally a reality for South Africans.”