Bank One pilots NCR no-envelope deposit system

Bank One pilots NCR no-envelope deposit system

US-based Bank One is trialling NCR's distributed capture system Imagemark to enable customers to make cash and cheque deposits at ATMs without an envelope.

The system, which utilises NCR's Aptra solution and the Star network's transaction processing software, displays scanned images of deposited cheques and cash on ATM screens. The image is printed on the customer's receipt, along with details of any cash deposits.

The system also feeds the images to NCR's ImageMark Archive, which the bank implemented earlier this month.

Dean Kontul, senior vice president and national ATM manager, Bank One, comments: "NCR's technology makes it easier and more attractive to use our ATMs to make deposits. While allowing us to improve service to our customers, we will also have an opportunity to reduce our deposit-processing and back-office costs."

NCR adds that the bank is the first in North America to offer the no-envelope service and connect cash and cheque deposit ATMs to its back-office image processing system.

The technology is currently being piloted in select locations in Indiana and Kentucky.

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