Barclays rolls out HCE-based contactless payment app

Barclays rolls out HCE-based contactless payment app

Barclaycard has begun the roll out of a contactless mobile app for Android smartphones using Host Card Emulation technology.

The new mobile payment feature - first previewed in September last year - is finally being activated this week, enabling customers to use their handsets for ‘touch and go’ payments at over 300,000 locations in the UK, as well as across the London transport network. Transaction values will be limited to £30, rising to £100 if users enter the PIN on their mobile device.

In a market-first, a real-time replacement service will allow lost and stolen cards to be replaced with a virtual card to be downloaded instantly onto the app, enabling customers to continue to make contactless payments using their phones without a break in service while they wait for the physical replacement to arrive.

Comments: (2)

David Poole
David Poole - MYPINPAD - London 18 January, 2016, 12:221 like 1 like

I have downloaded the app and registered successfully however when I tried turning my card on for HCE payments it hangs. I have tried several times but not yet working.  Keen to try it out though.

A Finextra member
A Finextra member 18 January, 2016, 15:53Be the first to give this comment the thumbs up 0 likes

This is very nice try and a great challenge to Apple Pay eco-system. 300,000 locations is a vouv figure and hope it would work well. Most probably the biggest concern on the client side would be security, if addressed well - then sky is the limit. Also I believe rather than keeping this service as solely payment, if some value added with location based and context driven triggers - it can be amazing.