21 July 2017
download the report now

SIMalliance issues Host Card Emulation warning

29 April 2014  |  6030 views  |  0 NFC 2

With Host Card Emulation gaining industry support as a way of bringing mobile NFC payments to the masses, Secure Element advocates at the SIMalliance have looked to pour cold water on the new kid on the block.

HCE, a cloud-based mechanism for hosting NFC applications outside the Secure Element, has been gathering momentum in recent months thanks to the backing of Google, Visa and MasterCard. Earlier this month even vocal mobile NFC sceptic David Marcus from PayPal admitted that HCE has forced him to re-evaluate his long-held position.

SIMalliance, the non-profit industry association promoting the use of the Secure Element, has now published a discussion paper on the rival technology, conceding that HCE is "good for the NFC ecosystem as a whole", making it more accessible and versatile for developers and speeding adoption.

However, warns the paper, HCE is immature, unstandardised and, relative to secure element-based deployments, vulnerable to malicious attack.

Frédéric Vasnier, chairman, SIMalliance, says: "HCE is a force for good in NFC, but it's no silver bullet...service providers evaluating HCE for payment and other high-value NFC services should proceed with caution; HCE presents a new raft of challenges and has the potential to diminish both the transaction security and the end user's NFC service experience."
KeywordsEFTPOS

Comments: (0)

Comment on this story (membership required)

Finextra news in your inbox

For Finextra's free daily newsletter, breaking news flashes and weekly jobs board: sign up now

Related stories

PayPal boss Marcus softens stance on NFC but insists BLE will win out

PayPal boss Marcus softens stance on NFC but insists BLE will win out

23 April 2014  |  10055 views  |  5 comments | 14 tweets | 29 linkedin
TfL and mobile operators to test NFC payments

TfL and mobile operators to test NFC payments

22 April 2014  |  7222 views  |  1 comments | 10 tweets | 11 linkedin
Apple expected to announce support for NFC and mobile payments

Apple expected to announce support for NFC and mobile payments

11 April 2014  |  20145 views  |  12 comments | 36 tweets | 35 linkedin
Google Wallet kills support for NFC payments in pre-KitKat handsets

Google Wallet kills support for NFC payments in pre-KitKat handsets

18 March 2014  |  11642 views  |  6 comments | 21 tweets | 14 linkedin
Banco Sabadell trials Carta mobile wallet with Host Card Emulation

Banco Sabadell trials Carta mobile wallet with Host Card Emulation

04 March 2014  |  6270 views  |  0 comments | 5 tweets | 4 linkedin
Vodafone's Sanz insists that HCE is 'good news'

Vodafone's Sanz insists that HCE is 'good news'

26 February 2014  |  6926 views  |  1 comments | 6 tweets | 11 linkedin
Asian telcos form NFC alliance

Asian telcos form NFC alliance

25 February 2014  |  3477 views  |  0 comments | 7 tweets | 3 linkedin
Visa and MasterCard to cut ties binding banks and telcos via Host Card Emulation

Visa and MasterCard to cut ties binding banks and telcos via Host Card Emulation

19 February 2014  |  19347 views  |  12 comments | 45 tweets | 52 linkedin
Google bypasses the Secure Element to circumvent carrier restrictions on mobile wallet

Google bypasses the Secure Element to circumvent carrier restrictions on mobile wallet

01 November 2013  |  20098 views  |  8 comments | 22 tweets | 30 linkedin
SIMalliance forms NFC working group

SIMalliance forms NFC working group

21 November 2008  |  6590 views  |  0 comments

Related blogs

Create a blog about this story (membership required)
visit www.worldpaymentsreport.comvisit www.niceactimize.comvisit vasco.com/news/PSD2-compliant-solutions

Top topics

Most viewed Most shared
German fintech factory FinLeap raises EUR39 millionGerman fintech factory FinLeap raises EUR3...
13082 views comments | 19 tweets | 15 linkedin
Mastercard to buy AI outfit BrighterionMastercard to buy AI outfit Brighterion
9159 views comments | 14 tweets | 20 linkedin
Barclays rides payments-as-a-service wave with investment in Form3Barclays rides payments-as-a-service wave...
8253 views comments | 16 tweets | 12 linkedin
hands typing furiouslyThe Digital Trade Chain: the blockchain tr...
7978 views 0 | 7 tweets | 16 linkedin
Mastercard and Scotiabank join Enterprise Ethereum AllianceMastercard and Scotiabank join Enterprise...
6776 views comments | 25 tweets | 15 linkedin

Featured job

Competitive
London, UK (or flexible)

Find your next job