26 August 2016
Find out more

SIMalliance issues Host Card Emulation warning

29 April 2014  |  5567 views  |  0 NFC 2

With Host Card Emulation gaining industry support as a way of bringing mobile NFC payments to the masses, Secure Element advocates at the SIMalliance have looked to pour cold water on the new kid on the block.

HCE, a cloud-based mechanism for hosting NFC applications outside the Secure Element, has been gathering momentum in recent months thanks to the backing of Google, Visa and MasterCard. Earlier this month even vocal mobile NFC sceptic David Marcus from PayPal admitted that HCE has forced him to re-evaluate his long-held position.

SIMalliance, the non-profit industry association promoting the use of the Secure Element, has now published a discussion paper on the rival technology, conceding that HCE is "good for the NFC ecosystem as a whole", making it more accessible and versatile for developers and speeding adoption.

However, warns the paper, HCE is immature, unstandardised and, relative to secure element-based deployments, vulnerable to malicious attack.

Frédéric Vasnier, chairman, SIMalliance, says: "HCE is a force for good in NFC, but it's no silver bullet...service providers evaluating HCE for payment and other high-value NFC services should proceed with caution; HCE presents a new raft of challenges and has the potential to diminish both the transaction security and the end user's NFC service experience."
KeywordsEFTPOS

Comments: (0)

Comment on this story (membership required)

Finextra news in your inbox

For Finextra's free daily newsletter, breaking news flashes and weekly jobs board: sign up now

Related stories

PayPal boss Marcus softens stance on NFC but insists BLE will win out

PayPal boss Marcus softens stance on NFC but insists BLE will win out

23 April 2014  |  9477 views  |  5 comments | 14 tweets | 29 linkedin
TfL and mobile operators to test NFC payments

TfL and mobile operators to test NFC payments

22 April 2014  |  6816 views  |  1 comments | 10 tweets | 11 linkedin
Apple expected to announce support for NFC and mobile payments

Apple expected to announce support for NFC and mobile payments

11 April 2014  |  19549 views  |  12 comments | 36 tweets | 35 linkedin
Google Wallet kills support for NFC payments in pre-KitKat handsets

Google Wallet kills support for NFC payments in pre-KitKat handsets

18 March 2014  |  11094 views  |  6 comments | 21 tweets | 14 linkedin
Banco Sabadell trials Carta mobile wallet with Host Card Emulation

Banco Sabadell trials Carta mobile wallet with Host Card Emulation

04 March 2014  |  5838 views  |  0 comments | 5 tweets | 4 linkedin
Vodafone's Sanz insists that HCE is 'good news'

Vodafone's Sanz insists that HCE is 'good news'

26 February 2014  |  6302 views  |  1 comments | 6 tweets | 11 linkedin
Asian telcos form NFC alliance

Asian telcos form NFC alliance

25 February 2014  |  3077 views  |  0 comments | 7 tweets | 3 linkedin
Visa and MasterCard to cut ties binding banks and telcos via Host Card Emulation

Visa and MasterCard to cut ties binding banks and telcos via Host Card Emulation

19 February 2014  |  18416 views  |  12 comments | 45 tweets | 52 linkedin
Google bypasses the Secure Element to circumvent carrier restrictions on mobile wallet

Google bypasses the Secure Element to circumvent carrier restrictions on mobile wallet

01 November 2013  |  19468 views  |  8 comments | 22 tweets | 30 linkedin
SIMalliance forms NFC working group

SIMalliance forms NFC working group

21 November 2008  |  6287 views  |  0 comments

Related blogs

Create a blog about this story (membership required)
Visit capgemini.comFind out moreVisit www.abe-eba.eu

Top topics

Most viewed Most shared
hands typing furiouslyBlockchain: what to expect for 2017?
8877 views 0 | 56 tweets | 46 linkedin
hands typing furiouslyBig Data's Three Big Trends in 2016
7351 views 5 | 22 tweets | 13 linkedin
hands typing furiouslyHow Banks Are Losing Millions by Ignoring...
7012 views 11 | 23 tweets | 9 linkedin
Nordea looking for AI and blockchain breakthroughsNordea looking for AI and blockchain break...
6381 views comments | 17 tweets | 19 linkedin

Featured job

Find your next job