The ABnote secure applications allow users to select which credit card to use on their Smart Phone and include leading edge tag scan promotional discounts automatically in the NFC payments. The GO-Trust Secure microSD is a JAVA smart card that supports hardware security for all types of secure banking transactions (with or without NFC capability) - such as funds transfer, on-line credit card payment, without typing credit card info, bill pay, auto recharge of the contactless payment or ticket/voucher storage. Working in conjunction with the HTC NFC phone means the highest level of performance in NFC applications and the optimal user experience as the phone includes a full-sized antenna built into its casing, eliminating all of the careful positioning requirements and immediate proximity problems of microSD solutions with built-in micro antenna.

The GO-Trust Mobile Credit Card solution allows banks to control secure banking functions and issuance of mobile payment cards without relying on particular telecom service providers. Banks issue the secure microSD themselves; transaction security remains in the control of the bank, and they govern the NFC transaction fee.

ABnote Australasia a smartcard and secure payment solution provider and key Go-Trust partner, will utilize the GO-Trust MicroSD Mobile Credit Card and HTC NFC mobile phone to implement several NFC projects currently in the pipeline. One project due to launch this month, is a solution which enables a local bank to load and personalize secure payment solutions over the air. "Our customer will be the first bank to utilize such technology in the region and we at ABnote are delighted to be working with GO-Trust in delivering the forefront in NFC technology, to complement our TSM offering, while providing our customers with an alternative to USIM & embedded secure element for NFC payment solutions said John Ekers, ABnote, Global CIO.

The GO-Trust microSD Mobile Credit Card is also an 8GB flash memory card; in contrast to other microSD secure elements, the user does not have to relinquish extra data storage for secure NFC functionality. Offering much more than just the secure element for NFC payment transactions; the GO-Trust SWP secure microSD (http://www.go-trust.com/products/swp-secure-microsd ) supports full NFC functionality, including receiving tag or promotion information, exchanging data between two NFC phones and even transforming the phone into a mobile Point of Sale (POS) terminal. Phone POS is effective in many mobile economic models such as gate ticket sales, swap meets, food wagons, and the European 'bring the POS terminal to you' transaction model. If consumers don't have NFC phones, GO-Trust mobile credit card solutions can assist them to pay for on-line shopping without typing credit card information on their mobile devices. It will increase convenience for on-the-go people dramatically.

GO-Trust has been first with the design and delivery of secure microSD Java, HSM embedded in microSD (SDencrypter), and Android encryption suite based on SDencrypter. The SWP Secure microSD is another GO-Trust first.