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Fatemeh Nikayin

Combatting Fraud in Payments: Essential Strategies for Issuing Banks Facing Dispute Challenges

In this rapidly evolving digital landscape, there has been an unprecedented proliferation of payment methods, each designed to cater to ever-evolving needs for convenience and speed. However, this has...

22 Nov 2023
Payments strategies 2015-2020-2030
Fatemeh Nikayin

Merchant Disputes Unveiled: How Card Protections Measure Up Against A2A Payments

In an era where cashless transactions are the new norm, card payments have firmly established themselves as a preferred method. Still, the possibility of disputes remains. What are the most common dis...

13 Sep 2023
Payments strategies 2015-2020-2030
Fatemeh Nikayin

The Card Payments Value Chain Analysed (Part II)

Now that we have outlined the different parts of a card payments value chain, we can explore how issuing banks can optimise their value chain. How is the card payment value chain structured? And wh...

30 Mar 2023
Payments strategies 2015-2020-2030
Fatemeh Nikayin

The Card Payments Value Chain Analysed (Part I)

On first inspection, the card payments industry appears to be a mismatch of service providers covering similar functions. However, each firm has an important role in the card payment process. From cus...

27 Feb 2023
Payments strategies 2015-2020-2030
Fatemeh Nikayin

The dangers of breaking compliance rules within the card payment schemes

Card payment operations is a highly regulated industry, with a core aspect being compliance with license rules (scheme rules and regulations) of international payment networks (e.g. Mastercard, Visa) ...

01 Feb 2023
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