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Bo Harald

My e-Journey - over 40 years. Part 4. Going Nordic

Banking in Finland was hit very hard by an economic recession of unseen proportions in the early 90s. One unfortunate aspect was that local banks before that had hastily been deregulated and massed in...

31 Dec 2022
Innovation in Financial Services
Andrei Karpushonak

Happy New Year, 2023

2022 was the third year in Aprimerose history. First-year was the difficult one, yet we survived the lockdowns. Great tools helped us stay in sync. We embrace async communication and goal-oriented,

30 Dec 2022
Kim Engman

Vikings don't use cash

The Nordic countries and past vikings, are virtually cashless societies in 2023. There's no need to bring cash to come visit. The Nordics (i.e., Denmark, Norway, Sweden, the Faroe Islands, Iceland and...

30 Dec 2022
The future of Payments in Europe
Prasenjit Das

Electronic Trade Documents Reform - A Successful Model and Lessons Learnt

Lessons for Banks The Unified Payment Interface (UPI) which effects money transfers across Banks in India and developed by the NPCI has been duopoly of two FinTech- Google Pay & PhonePe. Ironicall...

30 Dec 2022
Electronic invoicing
Rachele Carraro

How Financial Technology Helps Tackle The Cost Of Living Crisis

Much like the pandemic, inflation and the rising cost of living are having a vast impact on the wellbeing of many UK employees. With inflation threatening to reach 18.6% (a level not seen in almost ha...

29 Dec 2022
Fintech
Bo Harald

My e-Journey - over 40 years. Part 3. Interconnecting customers

Especially in the Nordea Bank stage we started to think that the then 4 million strong e-Banking user habit and trust should be reused for other interaction purposes than traditional payments and othe...

29 Dec 2022
Banking Strategy, Digital and Transformation
John Bertrand

Understanding why we have non-bank payment providers

Historically banks provided both banking and payment services. In the early days banks held the money in a vault and pay out the money at the branch or use the telegraph network to “wire money” to the...

29 Dec 2022
Fintech
Carlo R.W. De Meijer

Main trends in blockchain and crypto in 2023

Turning back from our almost one month stay during November in South Africa, our beloved travel country, I was heavily chocked by the events on the crypto markets. During our stay I had promised my wi...

29 Dec 2022
Bo Harald

Reposting Open Letter to the EU-Commission - as not sure that the organisation ID is understood

In these dark days of brutal military aggression, it is important to find time to also look forward and discover new ways to make Europe more competitive and secure. The next phase of digitalizatio...

29 Dec 2022
Banking Strategy, Digital and Transformation
Uri Rivner

The Crazy Year of Scams

It was seven years ago in the weekly update with the Data Science team. As Chief Cyber Officer and co-founder of behavioral biometrics company BioCatch, which specializes in online fraud detection,

29 Dec 2022
Digital Banking Trends
Bo Harald

My e-Journey - over 40 years. Part 2. All banking.

So once we in the early 80s saw how customers - with delight - started to use e-banking for bill payments and balance checking, we started to ponder what other services could be built on the economy o...

28 Dec 2022
Banking Strategy, Digital and Transformation
Michael Rada

THE VALUE OF PHYSICAL WORK

On Deceber 1, 2015 begun INDUSTRY 5.0 its journey with article named INDUSTRY 5.0 FROM VIRTUAL TO PHYSICAL. It was so different to all the others published at that time that the response was overhelm...

28 Dec 2022
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