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The FCA is reviewing changes across the unsecured credit market. The review of the role of CRAs and CIS providers has pushed their scrutiny back up the regulatory agenda. In this article, we look at t...
The UK Treasury recently published a consultation on how it will regulate BNPL, potentially making the UK the first major credit market to regulate these booming, innovative products. The FCA said th...
Fintech’s, merchants, and big tech brands are forming new attractive buy-now-pay-later (BNPL) and hybrid instalment-based offerings shaking up credit card lending and forcing businesses to rethink dat...
Despite the large level of commonality of data sources, bureau ratings can differ significantly. This can be down to matching, storage and retrieval issues and scoring the data. For this reason, combi...
In this blog, we debunk the top five misconceptions that we hear from credit providers – the blockers that stop them from getting the best price for credit data. Did you know? Prices can vary by upto ...
It’s increasingly difficult to achieve a reliable data set – and that could mean you can’t trust the information shared within your lending organisation. So, what’s the solution? In this blog, we expl...
6AMLD: A quick look at the data requirements for the 6th Anti-Money Laundering Directive (6AMLD) Anti-Money Laundering (AML) is one of the most intense areas of financial regulation. With the devel...
Whether your bureau contract is up for renewal, or you want to renegotiate a better deal mid-term, deepening your understanding of the key levers to successful contract negotiation can take you a