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Prasenjit Das

Apple Pay turns '1' -The Myth of Fintech Disruption

Apple did pick up a big compartment within the financial services industry that can be potentially revolutionized by a tech innovation almost a year ago when it launched the Apple Pay. At the event Ch...

05 Oct 2015
Prasenjit Das

Fintech Insurgency - Disrupting IT Outsourcers Silently By Partnering The Banks

Accenture’s not talking about outsourcing so much these days, but can pitch a strong digital message, says CEO Pierre Nanterme which resonates across the Atlantic when Andy Murray, British tennis ace ...

22 Aug 2015
Prasenjit Das

Confronting the digital disruption - A Banks’ Anti Dote

Francisco González, chairman and CEO of Spanish banking group BBVA states that 50% banks in the world could disappear by ignoring digital transformations and that BBVA will be a software company not a...

12 Jul 2015
Prasenjit Das

Anti-Money Laundering From False Positives To Real Positive With Predictive Modelling And Big Data

The False Positives “If any financial crimes compliance people out there have just plugged in a monitoring system and think that they’re done you’re going to be flooded with alerts without any conte...

24 May 2015
Prasenjit Das

Social Media Banking as keystone of the Digital Transformation Arch

As we overcome the ‘hype cycle ‘ with mushrooming technology innovations , banks in their quest for a ‘Next generation Banking ‘ model with ‘social media’ will have a forward integration with the dig...

31 Mar 2015
Prasenjit Das

Internal Models of Banks - Making them more 'Comparable and Credible'

It can be said with reasonable authority about the contemporary global banking system that investors in bank securities and counterparties to banks’ derivatives conduct their transactions on TRUST and...

07 Mar 2015
Banking Regulations
Prasenjit Das

Mobile Banking - The' Biggest of Bank Branches' supplementing the hunger for technology for one segment and the need for a bank for the other

HSBC's oldest customer to download its banking app was 108 years old!!! FDIC says that “In terms of technological change, there is little evidence that the emergence of new electronic channels for del...

21 Feb 2015
Prasenjit Das

Social Media Banking - Balancing challenges and opportunities is the way forward

The figures below would indeed be very tempting to not only make a case for social media banking but to jump to the conclusion that social media is the future of banking .Take the case of Facebook wit...

10 Feb 2015
Prasenjit Das

Why delay in Volcker rule may not be unreasonable ?

The Federal Reserve delayed by two years compliance with the Volcker rule that bans them from betting with their own money through investments in risky hedge and private equity funds. However th

10 Feb 2015

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