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Alex Noble

Law, territory and the Blockchain in Financial Services

I'm finding that I'm having very productive discussions with lawyers as ideas mature on how blockchain could be used in financial services I should stress that I'm a technologist rather than a lawyer ...

20 Nov 2015
Innovation in Financial Services
Alex Noble

New York vs London at the Barclays FinTech Accelerators - 5 things I’ve learnt

It’s been fascinating having the equivalent of a ringside seat for the London and New York rounds of the Barclays Techstars Accelerator. The two cities have some of the most innovative FinTech start...

22 Oct 2015
Innovation in Financial Services
Alex Noble

How UK payments were changed by London Transport

Payments are evolving at a staggering rate. Yet despite the hype around the new payment methods, the way a 150 year old transport network has driven payments adoption is perhaps as significant. The ad...

17 Sep 2015
Innovation in Financial Services
Alex Noble

The quiet FinTech revolution: Insurance

To say there is “hype” around FinTech doesn’t do justice to the some of the rather breathless reports that have recently been appearing. Some of this is a genuine feeling (bothin media and industry) t...

20 Jul 2015
Innovation in Financial Services
Alex Noble

What would widespread crypto-currency mean for Greece?

Today’s situation in Greece is bad for all parties and for once the media are using word “unprecedented” correctly. There have been currency union crises before (such as the Latin Monetary Union, from...

07 Jul 2015
Innovation in Financial Services
Alex Noble

If mobile is the future, where are the telco’s?

There’s a sense of inevitability about today’s announcement from the BBA, that in Britain customers are predominantly using mobile banking. Customers like to be able to do their basic transactions qui...

15 Jun 2015
Innovation in Financial Services
Alex Noble

Customer insight, election polling and why don’t branches have more success in customer surveys?

Current customer experience research shows that (whenever asked) consumers state that they like bank branches and prefer banks with branches. Yet the evidence of their behaviour and mobile adoption r...

13 May 2015
Innovation in Financial Services
Alex Noble

Bank Branches, do we bet on Botin or BBVA or the stats from the FDIC?

It’s been a fascinating contrast between the statements of Ana Botin and Francisco Gonzalez. In her first interview, Ana Botin (the new Global Chairwoman of Santander, formerly CEO of Santander UK) t...

24 Feb 2015
Innovation in Financial Services
Alex Noble

Are we getting Big Data fatigue?

There seems to be some shock that bank execs might be dissatisfied with Big Data. Big Data (the ability to analyse and understand massive data sets) has been heralded as revolutionary for financial ...

14 Jan 2015
Innovation in Financial Services