Join the Community

23,489
Expert opinions
41,324
Total members
348
New members (last 30 days)
183
New opinions (last 30 days)
29,138
Total comments

Latest expert opinions

clear
clear
Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Which Wallet Solution Matches Your Business Model: eWallet or Digital Wallet?

Your customers expect quick, secure, and smooth digital payments. If you fail to meet that expectation, they’ll look for other options. That’s where wallet solutions come in. But with so many options available, how do you decide which one fits your business? You’ve likely heard the terms eWallet and digital wallet solution. They sound similar, but...

/payments

Onkar Chachad

Onkar Chachad Product Manager at Veefin

ESG-Linked Payments in Transaction Banking

Adding ESG criteria to Corporate payments can change how money flows through supply chains and finance. What began as CSR reporting has grown into real-time green incentives, making ESG a key strategy for both companies and banks. ESG reporting started as a voluntary effort. Companies published sustainability reports to satisfy investors and regul...

/payments

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

What Do Modern Customers Expect?

Today, customers expect fast, easy, and secure payments. Whether they are shopping online or in a store, they want the payment process to be smooth. Customers today are used to digital tools. They want quick checkouts, different payment options, and simple steps. If a payment fails or takes too long, they may not come back. Making the payment proce...

/payments /markets Fintech

Roy Prayikulam

Roy Prayikulam SVP Risk & Fraud Division at INFORM GmbH

Anti-money laundering in transition: what's coming with AMLA – and how AI can help

Every year, an estimated two to five percent of global gross domestic product is laundered through money laundering, amounting up to 2 trillion US dollars. In Germany alone, the figure is believed to be around 100 billion euros annually. The consequences are devastating: money laundering threatens the integrity of the financial system, distorts co...

/ai /regulation Artificial Intelligence and Financial Services

Steve Marshall

Steve Marshall Director of Advisory Services, at FinScan

Sanctions Evasion and the Growing Threat of Transnational Criminal Organizations

Russian-related sanctions may have dominated the financial crime landscape over the last three years, but in the US, we’re seeing increasing regulatory focus on another threat category: transnational criminal organizations (TCOs) and cartels. As with Russian sanctions, not only do the TCOs and cartels themselves pose potential sanctions risks, bu...

/regulation /crime Exposing Financial Crime

Philipp Buschmann

Philipp Buschmann Founder & CEO at AAZZUR

Why Embedded Finance Needs Orchestration — Not Just Infrastructure

Money20/20 is always a place to track the pulse of the fintech industry, not just through the buzz on stage, but through the quieter, candid conversations happening in the side rooms, lounges, and informal gatherings. This year, a recurring theme surfaced: embedded finance is evolving, but it still hasn’t solved its orchestration problem. We’ve mad...

Scott Dawson

Scott Dawson CEO at DECTA

Innovation Doesn’t Necessarily Mean Progress

In 2013, Google launched an ambitious and attention-grabbing experiment: Google Glass. Marketed as a glimpse into the future, it promised a seamless blend of digital and physical reality through an augmented-reality headset. Journalists were enthusiastically promoting it as early as 2012, and by the time its soft launch came around industry obser...

/payments /inclusion

Adam Preis

Adam Preis Global Strategist at Ping Identity

Embedded Finance is Booming, but Third-Party Access Could Break It

Without the right identity foundation, your partnerships become your weakest link. Embedded finance is no longer on the horizon, it’s here, and it’s redefining how consumers and businesses interact with financial services. From retail apps offering one-click loans to HR platforms integrating earned wage access, the experience is fast, seamless, an...

/security /identity Embedded Finance

Frank Moreno

Frank Moreno CMO at Entersekt

Trusted devices and silent signals could help FIs improve fraud protection

Financial institutions face a growing challenge in protecting customer assets while maintaining a seamless banking experience. And, as victims of Account Takeover (ATO) fraud continue to grow, the challenge is no longer just about preventing fraud, it's about restoring customer confidence in a digital landscape where trust has become the most valu...

/security /retail Transaction Fraud Systems and Analysis

Pete McIntyre

Pete McIntyre Financial Services Director at Planixs

From Regulation to Resilience: Why the ECB’s Intraday Liquidity Guidelines Signal a Strategic Shift

In a precarious world of real-time payments, fintech disruption, and global economic uncertainty, liquidity has been elevated from a balance sheet metric to become a frontline operational challenge. The European Central Bank’s (ECB) recent guidelines on intraday liquidity risk management are a response to this shift. Far from adding bureaucratic ...

/regulation /wholesale Treasury Technology

Now Hiring